Hawaii has become the first state to guarantee that every eligible foster child – from newborns through age 17 – has a funded Trump Account (530A), Governor Josh Green's office announced July 3. The state is combining the federal seed contribution with two philanthropic commitments to cover an age range the federal program alone does not reach.
Why the federal seed alone leaves a gap
The federal $1,000 Trump Account seed deposit only applies to children born between January 1, 2025 and December 31, 2028. Foster children born earlier – which describes most kids currently in foster care – are not eligible for that seed contribution on their own. Hawaii's announcement is built around filling that gap specifically for its foster-youth population.
How the funding stacks
Per the governor's office and corroborating coverage, three sources combine to cover every age band:
The federal $1,000 seed applies as usual to eligible Hawaii foster children born in the 2025-2028 window.
The Michael & Susan Dell Foundation is contributing $250 to accounts for Hawaii foster children age 10 and under who were born before 2025 – outside the federal window.
The Stable Road Foundation, a Maui-based foundation led by Ed Freedman, is contributing $250 for Hawaii foster children ages 11 through 17 – the one age band left uncovered by the federal seed or the Dell Foundation's contribution.
Together, the three sources mean no foster child in Hawaii's system falls outside a funded account because of their birth year.
Part of a national foster-youth initiative
Hawaii's program sits inside the broader "Fostering the Future" initiative, a federal effort connecting foster-youth savings accounts to Invest America, the platform administering Trump Accounts nationally. Several other states have signaled participation in the broader rollout, but as of this writing Hawaii is the only state with fully published per-child terms covering every age group.
What this means if you're not in Hawaii
Hawaii's structure is a useful reference point for what a complete foster-youth Trump Account program can look like: a state pairs the federal seed with named philanthropic partners who each take responsibility for a specific age band. For foster parents, caseworkers, or child welfare agencies in other states, it is worth asking a state's health and human services department or a state's Invest America contact whether a similar combination is available or planned, since coverage varies significantly from state to state and is not guaranteed by the federal program alone.
Families and organizations who want to check what applies to a specific child, employer, or state can use our Match & Bonus Finder to see the federal seed alongside any state, employer, or philanthropic contributions we have sourced and verified.