Parents of newborns are now finding a second card in the envelope with their baby's Social Security card: a notice that the child may get $1,000 in a Trump Account (530A). The Social Security Administration has begun including the insert with cards issued through its Enumeration at Birth program, Fox Business reported October 20, and SSA confirmed that parents receiving newborn cards through the program will get it.
That reaches almost every new family. More than 3.5 million children are born in the U.S. each year, and SSA assigns about 99% of infant Social Security numbers through Enumeration at Birth, SSA press officer Barton Mackey told Fox News Digital.
What the notice says
One side, signed by Frank J. Bisignano as Commissioner of Social Security and Executive-in-Charge of Trump Accounts, opens with "Congratulations" and tells parents, "Your child is eligible to receive a $1,000 gift to a Trump Account from the U.S. Treasury Department." It carries a QR code to download the Trump Accounts app.
The other side lists three steps, per SSA's images of the insert in the Fox Business report:
"Go to TrumpAccounts.gov to download the Trump Accounts app and sign up."
"You will receive communication from the Treasury Department to activate the account and receive your $1,000, which will be deposited in your account."
"Sit back and watch the money grow. Contribute anytime (or not)."
It adds that the account is "fully in your child's name," that the parent is custodian until the child turns 18, that no contributions are required but a family "can deposit up to $5,000 per year," and that help is available at 866-USA-4547.
The step the notice compresses
The notice tells parents that every eligible child born between January 1, 2025 and December 31, 2028 "is entitled to receive $1,000." The rules behind that line are worth knowing, because the money does not arrive on its own.
The account itself likely already exists or soon will. Under Treasury's temporary regulations, Treasury opened an account for every eligible child with a Social Security number on or about October 1 and keeps making periodic elections for children who become eligible after that – which covers babies born since. Our reporting on the automatic accounts explains how that works.
The $1,000 is a separate step. Treasury cannot make the pilot election for a family, and per Treasury's October 1 release, a parent or guardian must claim the child's automatically opened account for the child to get the one-time $1,000. The child must also be a U.S. citizen. Signing up in the app, as step one of the notice says, is how a parent claims the account. We walked through the claim process in our reporting on claiming an automatically enrolled account.
How this fits with the hospital paperwork
SSA said in July that it would fold Trump Account information into the Enumeration at Birth process, updating hospital guidance and adding information to the card mailers, as our reporting on the hospital pathway described. The insert is that mailer change arriving. A family whose baby's Social Security number came another way, such as an application at an SSA office, may not get the insert – but the claim step in the app is the same.
Other money a newborn may qualify for
The $1,000 is the federal piece. Some employers, states and charities add their own contributions for children born in certain years or places. Our Match and Bonus Finder takes a child's age, state and ZIP code and shows which programs may apply.